Curious Minute
Oct 19
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Curious Minute answer

What is the standard FDIC deposit insurance limit per depositor, per insured bank, for each account ownership category?

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The answer

$250,000


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Why it's right

The standard FDIC limit is $250,000 per depositor, per insured bank, for each account ownership category. Different ownership categories can qualify for separate coverage. The limit applies to eligible deposits, not investments such as stocks or mutual funds.



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Sources: fdic.gov